With rent prices continuing to rise across the UK, moving in together might not always feel as special a step as it should. You need a flatmate to split your rent, you have a partner who you love, so why not go for it? Still, before you rush into anything, it’s worth considering the legal side of it all. Today’s guest post explains all!
The law isn’t exactly romantic, and that’s probably why it doesn’t come up when your relationship is going well. As such, it can be hard to have the motivation to plan legally for moving in together, even when you know you should. So to ease your mind, here’s a quick guide to some legal issues which may come up as you choose to settle down together.
Who Pays for What?
The longer a relationship goes on, the more you will need to have this conversation. Do you split everything down the middle and keep your finances separate? Does one partner pay more because they earn more? Does all money go into a shared account? Or is the shared account only for certain things?
Money complicates all relationships — especially romantic ones. In fact, one survey revealed that money was the leading cause of arguments between couples. This is hardly surprising. Fiction teaches us that love is unconditional and boundless, but an argument over money quickly reveals how much of a fantasy that all is.
To avoid issues with money in a relationship, consider visiting a family lawyer to help you draft out a financial agreement of some kind. This might sound like a serious step. After all, if you’re not married then you’re not family. What’s more, if you are paying for a service to help your relationship then isn’t that an admission that things aren’t going so great?
That’s not the case, of course. Asking for help in a relationship is a perfectly normal thing to do. With something as complicated as issues like money and moving in together, it makes even more sense.
Do You Know What a Cohabitation Agreement Is?
A cohabitation agreement is also something which a lawyer can help you with. However, even if you don’t decide to use a lawyer’s services in this particular case, it’s worth at least knowing what a cohabitation agreement is.
In summary, it’s like insurance. When you pay for car insurance, it’s not because you plan on crashing your car. It’s because you love your car and you want to protect it in case the worst happens. A cohabitation agreement operates on the same principle. You don’t want to have to use it but, if something comes up, it’s good to know that it’s there. It can save you a lot of headaches and arguments later down the line.
The sad truth is that, while marriage isn’t for everyone, unmarried couples don’t have the same legal rights as married ones. A cohabitation agreement is an attempt to alleviate that issue by giving unmarried couples who live together certain guarantees. As a result, cohabitation agreements are pretty much essential to the success of an unmarried relationship.
Have You Spoken to a Family Lawyer in London?
London is a centre of commerce, trade, and pretty much everything else. So, if you do decide to talk to a family lawyer, consider talking to a family lawyer in London. Family lawyers in London tend to be better because of the level of competition. Of all the lawyers and family lawyers practicing in the United Kingdom, a third of them are lawyers or family lawyers in London.
Travelling and staying in London isn’t necessarily cheap, but it’s worth thinking about. Besides, if you’re going to spend money on something serious like visiting a family lawyer in London to help discuss money, you can always make a weekend out of it to ease the tension and be romantic after a day of doing something legal.
*This is a guest post*