It's January. Most of us are broke following Christmas & all the expenses it brings with it. So today I'll be sharing a few ways you can save money at this time of year.
Make the most out of the clearance sales!
Although the Boxing Day sales started almost a month ago, there are still plenty of clearance sales around at the moment. Most companies would currently be trying to get rid of their old stock at highly reduced prices. In fact, Boots' 70% off clearance sale only started last Friday so it's definitely worth popping into the shops if you're looking to stock up on anything in particular.
Consider Payday loans to deal with unexpected expenses.
Unexpected costs can hit us at the worst of times, so it's worth considering using a payday loans company such as Pounds till Payday Loans. You can use the online tool to work out how much you need to borrow and how many months you will need to pay it off, and you will instantly be provided with all the information you need, including any fees you need to know about upfront.
Use your gift cards!
If you've received any gift cards for Christmas, now is a great time to use them. A lot of us store away our gift cards and these end up remaining unused or forgotten about - or worst of all, being found tucked away in a purse after the gift card has expired. In fact, around £250 million is wasted every year on unused gift cards, which is such a shame. So collect all your gift cards, go out, and treat yourself!
Sign up to newsletters.
If you want to save as much money as possible over the year, it's a good idea to sign up to companies' email newsletters - especially companies which you use frequently. Being subscribed to a company's newsletter is completely free and it means that you will be one of the first to know about any upcoming offers, saving you money throughout the year!